Crap I've Learned From Cutting Myself Off From Money.
1. It's amazing how much materials are still in the garage, making it possible for me to continue working and moulding, and rarely having to head to Lowe's. Pathetic.
2. No matter how much money I want to save, I'm not going to "save" on other people. In other words, I'm not cutting back on charitable donations, or suddenly giving people crap (or nothing) for their birthdays. Allow me to put it this way: know the person who comes to the family party, and brings a half dozen rolls for 3 dozen people and doesn't bat an eyelash when they're gone in an instant (I'm convinced everyone knows someone like this)?
That person is cheap. You can be cheap with yourself. That's called being frugal. Being cheap with other people? You're cheap.
3. Know the term "nickel and dime to death"? I was doing this to our family, 'cept I was $40 and $50 and $60 ing us to death. I still walk around my house, looking at things I hhaaad to have, or that wall art I don't even care for anymore, or that $30 pillow (hello why do pillows cost $30??), and I'm shocked. Awed. It wasn't any one thing-- it was all of it that I was doing on a daily basis.
4. I never have cash on hand. But now that I try and not spend like a crazed lunatic, I had two twenties in my purse for months. THIS NEVER HAPPENS, PEOPLE. It's like we're in some sort of alternate universe!
5. There is no limit to how many excuses and justifications I could make towards buying crap I don't need. ("Oh, well that doesn't count. . .". Actually, it does.)
6. And speaking of #5, I've heard that if you stop eating sweets, you eventually stop craving them. I wouldn't know, because I eat like I'm 3 years old, but I think spending might be this way. I can now stop and think: do I need this? Will I hate storing it later?
I can walk out of a store with just what I came for.
7. I have a list of crap I want to buy but can't in my journal. This is sick.
8. My main goal was to save up 50% of our annual salary this year, not including what was already in savings. We have saved up 40% of that, thus far. This is mainly due to a hefty tax return but hey who cares where the cash comes from as long as it's not blood money am I right or am I right?
9. April's main goal is to figure out how to stop hemorrhaging cash at the grocery store. I'm gonna stick to a list-- maybe even make a meal plan. But don't hold your breath to the second part because that would require organizational skills I don't possess.
10. Not eating out is great for the pocketbook 'n all-- it adds up BIG time, and my kids don't appreciate it enough and all that, but cooking meal after meal and cleaning up over and over and over like it's Groundhog Day also backfires on me. I got to the point where I was chasing people around with spatulas saying the kitchen was closed and I couldn't take turning out one.more.meal. and the cook was on strike and have you ever been hit over the head with a frying pan because it's about to happen?. Tell me if it hurts.?.
So I guess 5 buck pizza occasionally does everyone a favor.
11. Still can't believe my Chinese place is staying in business without me.
12. I would like some egg rolls.
13. Still haven't purchased any clothing for me. I find it so interesting that I always felt like my "wardrobe was not complete" like it was the deathstar or the circle of life or something, and yet I could never find a hanger, or fit more clothes in anywhere. Now I'm actually wearing everything I bought, and if I'm not wearing it, it is gonzo.
14. My only belt, that is now around my jeans that sit around my flab, is hanging by a couple threads. It's a joke.
15. My "belt" will not make it til the end of the year.
16. I realized that I have subconsciously grounded myself from Hobby Lobby. I'm not stepping foot in the hob lob for one year. Seriously. I am a craft supply hoarder. I have scrapbook paper. I don't scrap. The only supplies I might not have is for soap making or leather crafting, but that's it.
(did you need to borrow something? I'm sure I've got it.)
Plus I'm curious if your hob lob employees are as ornery as mine. I swear it's as if it's part of the hiring process. ("Are you grouchy? Good- you're hired.") Good grief people put on a smile you're around all this crafting good-ness.?.
17. Final. Finally:
I feel in control. More peaceful. Smarter. It's worth it.